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So Fi offers borrowers both refinancing and consolidation services.Borrowers can select the loans they would like to refinance or consolidate, So Fi pays them off, and then borrowers pay off a new loan issued from So Fi.If you select this option, you won’t have to begin making payments on your new Direct Consolidation Loan until closer to the end of the grace period on your current loans.Top Borrowers have different needs, so there are several repayment plans—including income-driven repayment plans, which base your monthly payment amount on your income and family size.Loan consolidation can also give you access to additional loan repayment plans and There is no application fee to consolidate your federal education loans into a Direct Consolidation Loan. Department of Education (ED) or ED’s consolidation loan servicers. Top A Direct Consolidation Loan has a fixed interest rate for the life of the loan.You may be contacted by private companies that offer to help you apply for a Direct Consolidation Loan, for a fee. There’s no need to pay anyone for assistance in getting a Direct Consolidation Loan. The fixed rate is the weighted average of the interest rates on the loans being consolidated, rounded up to the nearest one-eighth of one percent.

There are no penalties for paying off your debt early but borrowers are expected to make payments on a monthly basis.

Instantly view loan options from ,000 to 0,000 using our student loan refinance comparison tool.

Easily select your loan type, educational level, and loan amount to compare loan companies that meet your selected criteria.

The program launched at Stanford in 2011 and has quickly grown.


Today, So Fi has expanded and now helps student debt borrowers to refinance student loans nationwide.

Read the detail lender reviews for more information regarding lender approval.


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