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Find out the truth behind these five common HIIT misconceptions to perform your intervals perfectly. Next time you plan your HIIT session, instead of going for 30 minutes straight, break down work down like this: Work: 7 minutes Rest: 2 minutes Work: 6 minutes Rest: 2 minutes Work: 5 minutes Total time: 22 minutes If running outdoors is your thing, replace a 5K jog with eight 400-meter sprints at a track to reap the benefits of HIIT.Not all exercises should be used for HIIT training."Long-term care expenses are one of the greater economic risks that older Americans face," says Richard Johnson, director of the Program on Retirement Policy at the Urban Institute."Nursing homes are incredibly expensive, and if you don't have insurance you're going to have to pay out of pocket, as Medicaid doesn't kick in until you basically spend all of your money on long-term care." Here are 10 misconceptions about LTC insurance to consider when deciding whether to make this investment: 1.

Intervals of aerobic HIIT have been shown to increase VO2max compared to continuous aerobic training, even though HIIT workouts take less time to complete.

The odds that you'll need long-term care are likely greater than you imagine.

Seventy percent of all Americans age 65 and older will likely need some form of long-term care (LTC), according to a study in the journal Inquiry.

"The median age when people purchase is 57, but the sweet spot is between 52 and 64 because once you qualify for Medicare your health history tends to get more complicated as you suddenly get all these free medical screenings and tests," says Jesse Slome, executive director of the American Association for Long-Term Care Insurance. When I need it, I'll get it "Once you have a diagnosis of an illness, you can't get coverage," says Maryglenn Boals, an independent long-term care insurance agent in Phoenix.

"Think of it this way: We can't insure a house once it's on fire." When you apply for coverage, the insurance company will look at your most recent medical history to evaluate your health.

Medicare will pay for care Medicare only covers LTC for short periods of time, such as rehabilitation after an injury or illness.


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